Is the investment Sharia-compliant?
Quick answer
Yes. You invest in real, income-generating properties — owning a share of a physical asset and earning a share of its actual rent, which is consistent with Sharia principles.
A real asset and real rent
You invest in real, income-generating properties. You own a share of a physical asset, and your return comes from your share of the rent that property actually collects, not from interest on a loan.
Why that matters in Islamic finance
Islamic finance favours investments tied to tangible assets, with returns from genuine economic activity rather than interest (riba). Owning part of a leased property and sharing in its rent fits that principle.
Reviewed by a Sharia auditor
Amtaar's contracts were reviewed by Sharia audit consultant Dr. Basem Munir Elewa: the share-sale contract investors sign, the lease contracts with tenants, and how rent is collected and distributed. He found the model Sharia-compliant under Ijarah (إجارة), the Islamic contract of leasing.
Your own review
If you follow a particular scholar or Sharia board, you can review the ownership contract and how returns are generated with them before investing.
