Step 4: Enjoy watching your wealth grow

Two engines of growth

Rent is paid every quarter and is the steadier part of your return. Capital appreciation is the rise in the property’s value over time, which you realise when you sell your shares. Owning finished, leased commercial property gives you both.

Track it in the app

• Portfolio tab: three cards for Total Portfolio Value, Total Rental Income (with your last and next payout) and Total Rewards.
• My Properties: every property you own, your number of shares and its Total ROI so far.
• Portfolio Detail: for each property, your investment value, rent received, capital gain and Total ROI, plus your contract.

How your return is calculated

Your actual Total ROI = (rent received + capital gain) ÷ amount invested. It shows what has really happened, and it differs from the 5-year forecast you saw before investing, which is a projection.

What the “≈ 200% over 5 years” forecast means

The home page figure comes from the same illustrative projection based on recent offerings: rent starting at 10% a year and rising 10% a year, net of the 5% management fee, plus about 20% expected appreciation a year. Over five years, rent adds up to roughly 58% of the amount invested, and 20% a year compounds to about 149%, for a total of about 200%.

Each property shows its own forecast on its page, and it can be higher or lower than this. Actual returns depend on rent being paid and on the property market, and values can fall as well as rise.

Ways to grow faster

• Reinvest: put your rental income straight into more shares from your wallet, so next quarter’s income is larger.
• Diversify: hold shares in several properties, developers and districts.
• Invite friends: you earn rewards when they sign up (EGP 100 each), verify (EGP 500) and invest (1% of their investment). Rewards can be used to invest but not withdrawn.